New Life Credit Restoration Solutions, LLC

To Our Clients, Partners, and Friends,

After careful consideration, we have decided to close New Life Credit Restoration Solutions on December 31, 2025. This change allows us to focus on a new venture in financial coaching, empowering individuals with broader financial strategies.
As a result, we will no longer offer one-on-one credit repair support or active disputes after the closure date. Any ongoing services will conclude by then, and we will process pro-rata refunds for prepaid fees where applicable.
To support your continued progress, we are repurposing our tools into affordable DIY materials, starting at just $19.99. These self-guided resources allow you to manage your credit independently:

- Credit Repair Step-by-Step Guide: How to read reports, spot errors, and dispute them, with sample templates.
- Budgeting & Debt Management Toolkit: Planners and trackers for budgets and debt payoff.
- Credit Score Understanding Guide: Breakdown of FICO components and tips to improve your score.
- Credit Dispute Letters Pack: Customizable letters for common credit report issues.
- Debt Negotiation Scripts: Ready-to-use scripts for communicating with creditors.
Credit Audit & Maintenance Checklist: Step-by-step guide to monitor and maintain your credit.

We will email full access details in the coming weeks.

Thank you for your trust and support. While we are closing this chapter, we’re excited to continue helping you thrive financially in new ways.

Warm regards,
Ayanna Overall + Lee Tervalon
New Life Credit Restoration Solutions

Build an Emergency Fund: 🛡️
Life throws curveballs. Having an emergency fund (3–6 months’ worth of living expenses) provides peace of mind. Start small—put aside a little each month until you reach your safety net. 🌦️💪

Set Timelines for Your Money Goals: ⏰
Goals without deadlines often remain dreams. Whether it’s saving for a vacation, paying off debt, or investing, give yourself specific timeframes. It adds urgency and keeps you on track. 🗓️🚀

Take Ownership of Your Money: 🌟
Treat your finances like a business. Regularly review your accounts, track expenses, and set clear goals. When you actively manage your money, it becomes a powerful tool for your future. 📊🔑

“Love conquers all things except poverty and toothache” – Mae West

Let Go of Limiting Beliefs About Money: 💡
Stop telling yourself that money is scarce or that you’ll never be wealthy. Shift your mindset. Believe that abundance is possible, and opportunities are out there waiting for you. 💰✨

“If you’re given a choice between money and s*x appeal, take the money. As you get older, the money will become your s*x appeal.” – Katherine Hepburn

“When buying and selling are controlled by legislation, the first things to be bought and sold are legislators.” – P. J. O’Rourke, Author of None of My Business

“I love money more than the things it can buy… but what I love more than money is other people’s money.” – Other People’s Money

Big Wins Over Small Expenses

Forget the latte guilt! Focus on game-changing moves:
Save 10%, invest 20% of income.
Increase your income and invest wisely.
Never question spending on books, health, or charity.