05/20/2026
Who runs the numbers?
Revenue goes to suppliers, staff, rent, utilities, repairs, card fees, and loan payments.
The owner gets what is left.
Most business owners cannot tell you their effective hourly rate. They know their revenue. They know their busy periods.
They do not know what they actually take home per hour worked.
The ones who know that number — and track it monthly — are the ones still operating in five years.
That number has a name: Owner Benefit.
It should be tracked. Every month. Not at year end.
05/20/2026
Suppliers get paid Tuesday.
Staff gets paid Friday.
The card clears Monday.
You get what is left.
Cash flow is the number one reason businesses close — not bad product, not bad location, not bad service.
A 13-week cash flow forecast tells you which weeks are tight before they become a problem.
That function either exists in your business or it doesn't.
05/13/2026
Happy to be a part of so many small business success stories. We wish all of our small business partners a successful and prosperous year ahead.
Thank you to everyone connecting and building with us in New York City — home to some of the greatest businesses in the greatest city in the world.
03/07/2026
Major 2025 U.S. Tax Update 🇺🇸
The One Big Beautiful Bill, signed July 4, 2025, introduces several tax changes that could impact millions of Americans.
Here are some highlights:
• Tips income up to $25,000 potentially tax-free
• Overtime earnings up to $12,500 exempt from federal tax
• SALT deduction increased to $40,000 (important for NY/NJ taxpayers)
• Extra $6,000 deduction for seniors (65+)
• Car loan interest deduction up to $10,000 for US-made vehicles
• QBI deduction made permanent for many small businesses
These changes could significantly affect your 2025 tax planning strategy
