Thomas H Maikowski & Associates

Boost yields with a cash management system. Maintain 3-6 months of bills in checking for regular expenses. Link a FDIC-insured high yield savings accounts (HYSA) offering a 2%+ yield to your checking account. Look for HYSA's with no fees, no minimum balance requirements, unlimited deposits and 6+ withdrawals per month; this is a reserve account not a checking account!
The US Treasury Direct website offers i-bonds with very good yields given the current rising interest rate environment. Know the purchase and redemption features of i-bonds.
Don't forget those cash value life insurance policies you purchased or given to you by your parents. They offer better-than-bank yields and tax-deferred.
When all reserve layers are prudently funded, consider a portfolio of tax-free municipal bonds, mutual funds or ETF's along with dividend paying stocks from quality companies with a history of consistently paying, and growing dividends.

Candidates are already jockeying for position as the U.S. Presidential elections begin to gear up. Of course the parties will bemoan the other, what do you expect!
Per JP Morgan Asset Management, $10,000 invested in the companies comprising the S&P 500 index in 1937 is valued at $100,000,000 in 2021. Just let that sink in for a moment; a total return of 100 million dollars over 84 years from just 10 thousand dollars with no regard to "red" or "blue" partied-Presidents!
Given these facts, consider helping generations to come by taking advantage of 529 educational strategies, step-up in basis strategies and non-qualified stretch annuity strategies. Generally not fond of annuities however sure do like their generational planning capabilities.
Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.

I do a fair amount of repairs and maintenance on my ICEV's. I read EV's have fewer parts, especially moving parts. A typical ICEV has 30,000 parts; an EV is half. An ICEV drivetrain has 200 moving parts; an EV 20. Tesla claims 17 in its drivetrain. Wow!

I do a fair amount of repairs and maintenance on my ICEV's. I read EV's have fewer parts, especially moving parts. A typical ICEV has 30,000 parts; an EV is half. An ICEV drivetrain has 2,000 moving parts; an EV 200. Tesla claims 17 in its drivetrain. Wow!