Desiree's Coffee Talk

Self Reminder 💡 The reason why she chose a career to help others, inspired me to be reminded the very same reason why I chose this career. 🌱

Life As An ICU Advanced Practice Nurse: Advising Doctors, Examining Patients Like A Boss Not many people know this - as an Advanced Practice Nurse (APN), Faith Hwang has a Masters degree and the training to diagnose conditions, order therapies an...

PSA : 👀 Do review your policies / financial portfolio with a trusted advisor if you haven’t done so.
🕳️ Coverage Gaps are like blind spots when driving our financial journey. 👌🏻It wont cost asset leaks if prevention is managed early.

I Had Inadequate Insurance Coverage and Had To Use My Savings to Pay for My Recovery Health insurance exists to help alleviate the financial burden that stems from a medical emergency.

🌱Presenting , a new i-nitiative to provide bite-size info via a trivia post! 🌳Hope my little summary of ideas might help provide value to anyone who needs it! 🥰

🌱Today’s Topic will be on Personal Accident Protection!

👈🏻 Swipe ⬅ to see the infographics! 📊

“When I shared my hospital stay experience on social media, some friends reached out to me and shared their unexpected diagnoses with illnesses including cancer and diabetes even at a young age.

Some expressed regret at not having made plans earlier, as they became uninsurable after a major diagnosis.

It is my hope that others and myself will find the right amount of insurance, safety nets and planning to meet their needs, as being under or over-insured can have costly outcomes.

In the end, no matter how physically active, accomplished or emotionally strong one is, nobody is invincible. “

Gen Y Speaks: I was recently hospitalised for the first time. It taught me the importance of empathy and preparedness As someone who has been through medical school and currently working as a doctor, I thought I fully understood the importance of being empathetic to those going through a hard time because of their medical conditions.

New ABSD rates announced.

Always always diversify your wealth accumulation.

S’pore banking system remains sound in wake of collapse of Silicon Valley Bank, Signature Bank in US: MAS The Singapore dollar money market and foreign exchange market continue to function well. Read more at straitstimes.com.

Food for thought.

Fire insurance alone does not cover full cost of fire in one's home: Insurers You should also get home insurance, which covers personal property, removal of debris and alternative accommodation. Read more at straitstimes.com.

🚨🚨 It is critically important to know and understand this. From April 2023, how will this impact cancer coverage in our current integrated shield plan? 🚨

🩺 “ 1 in 3 people in Singapore will be diagnosed with cancer some time in their lives” #

🏜 “1 in 3 people in Singapore dies from cancer. “ # #

With the increasing incidence of cancer being diagnosed, it’s is very important to know how it impacts us and plan ahead to protect erosion of our assets.

Source :
# https://www.rafflesmedicalgroup.com/health-resources/health-articles/cancer-happens-to-1-in-3-singaporeans/

# #https://www.ncis.com.sg/Cancer-Information/Documents/Pages/Patient-Education-Brochures/No%20One%20Walks%20Alone%20Booklet%20(English)%202.pdf

Changes to cancer treatment insurance coverage and when they will kick in Insurance will only cover effective and cost-effective drugs and treatments on a newly created Cancer Drug List. Read more at straitstimes.com.

Thankful for all my clients and friends continuous trust in me.

With the awesome team since 2016, we constantly work to keep ourselves up to date. To provide the latest information helping clients plan and navigate their life plans to their best benefit.

Protect Assets, Risk Management, Retirement Security & Estate Planning

Passion to advocate wealth & risk management importance is a continuous journey.

Thanks for walking your journey with me. ☺️

Good info to know about the importance of health declaration during an insurance application.

Understanding why your Integrated Shield claims get queried or rejected You have purchased an integrated shield plan (IP) hospitalisation insurance policy many years ago. You have never fallen sick so you have no experience in making a claim.