FULL Balance Financial Coaching

Thought I would share some feedback I have got from some clients (without asking for it I might add), in case you are wondering whether Financial Coaching is right for you:

"My sessions with you have turned out to be life changing!
I am completely out of debt have built up some savings to take the family on holiday at the end of next year. I feel much more in control of my day to day finances-without really feeling like I’m missing out on anything. I have started a long-term savings plan."

"I really want to thank you for all the guidance that you have given me over these past years.
When I read back over the list I have accomplished, i would not have thought it possible, to improve my situation to one that is healthy and promising.

You have really helped me to change my perspective and behaviour about money. This certainly did not happen over night! Even learning about personal finance would not have been enough without the custom advice and the very real budgets that have become like a map of where I’ve have been and how to get to where I want to go. "

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Interesting thought - how is your employer handling the topic of inflation and pay rises??? Especially as I've got some client where newbes are being bought on at higher rates than current employees!

Be interested in your thoughts on lessons you have learnt, or wish had known about money when you were young............An interview I did with Aimee Ng who is 17 and has started an education platform for young people to engage them in learning about financial management. This was driven by the lack of meaning in the current Financial Literacy that is done through schools.
Please feel free to forward on to any young people to sign up!
https://libertasnz.com/blog/an-interview-with-a-financial-coach?fbclid=IwAR3M8tJOQEK-Rl88G1VRE20TgPHuy5Xk9cWyizMdSI35F5WkrsD6sxE6zAs

An Interview with a Financial Coach - Shula Newland — libertas

Creditors / Lenders - What is Responsible Lending and how do you determine it? As you are probably aware, the Consumer Credit Legislation is changing come 1st October 2021. This will affect how creditors assess affordable lending, and the information, checks and balances they need to do.

Separations, one of the emotionally and financially taxing thing you can do. Be prepared! Did you know there is such a thing as a Divorce Coach?

The Divorce Diaries: The number one mistake women make when separating Telling your partner you want to divorce is one of the hardest conversations you'll ever have, experts offer advice on the best way to have the talk.

Some insightful point here on how to make sure your kids get some good money ethics (although not sure I condone working massive long hours)

Want to Raise Successful Kids? Elon Musk's Mom Says These 5 Habits Matter Most "I did it by teaching them about hard work and letting them follow their interests."