A&C Chartered Accountants

We are delighted to receive this feedback from our client David at Silcocks Fine Foods.

We believe our role is to be accessible, proactive and there when our clients need us.

Thank you to Silcocks for trusting us to support your fabulous business over the years!

Are you a sole trader?

Making Tax Digital (MTD) for Income Tax is here and it’s changing the way you report your earnings.

From April 2026, if you earn over £50,000, you’ll need to use MTD-compatible software instead of the traditional Self Assessment process.

What does that mean in practice?

You’ll keep your income and expenses as digital records
You’ll send quarterly updates to HM Revenue & Customs
You’ll still submit your final end-of-year return, just in a more streamlined way

The shift is already happening. The key now is making sure you’re set up properly so you stay compliant and in control.

If you get this right early, it’s not just about ticking a box, it’s about gaining clearer visibility over your numbers and making better decisions in your business.

Overpaid tax?

If you’ve paid more tax than you should have, you’re not alone and it doesn’t have to stay that way. Overpayment Relief gives you a second chance to reclaim what’s rightfully yours, even if your original return can’t be amended.

At A&C Chartered Accountants, we go beyond the numbers, reviewing past returns to uncover missed opportunities and put money back where it belongs - in your business.

We’re delighted to receive another 5-star review for our client manager Danny:

“I’ve had a fantastic experience with A&C Chartered Accountants. The team is professional, efficient, and genuinely committed to helping their clients. A special mention goes to Danny, who has been absolutely great, incredibly knowledgeable, approachable, and always willing to go the extra mile to make sure everything is clear and handled smoothly. His support has made the whole process stress-free.

Highly recommend A&C for anyone looking for reliable and personable accounting services!”

Thank you to everyone who supported and donated to such an important cause, and to our clients who also took part - we’ve loved hearing your stories from the run too!

The 2026/27 tax year brings a number of targeted changes that will directly impact business owners, particularly those operating through limited companies.

While many thresholds remain the same, increases to dividend tax, higher charges on director loans, stricter penalties for late filing, and rising Capital Gains Tax mean it’s more important than ever to plan ahead.

The key isn’t reacting at the last minute - it’s understanding what’s changing now and making informed decisions early.

Good luck to everyone running the Manchester Marathon this weekend.

Our team member Katie will be taking on the marathon in support of Royal Manchester Children’s Hospital. It’s a fantastic cause and one that makes a real difference to the lives of children and families across our region.

We would love to raise as much as we can for this important charity. If you would like to support, you can do so using the link below:

https://lnkd.in/evEFWzaY

We also know that many of our clients are running this weekend, and we want to wish each of you the very best of luck. It’s an incredible achievement to even get to the start line, and we’ll be cheering you all on!

Good luck to everyone running the this weekend!

Katie, will be taking on the Manchester Marathon in support of Royal Manchester Children’s Hospital. It’s a fantastic cause and one that makes a real difference to the lives of children and families across our region.

If you would like to support this important charity, you can do so using the link here:

https://www.justgiving.com/page/katiehoszowskyj?utm_source=SFMC&utm_medium=email&utm_campaign=FR-heroes_FRPo_event-badge-earned_uk&mi_u=50131140&mi_ecmp=FR-heroes_FRPo_event-badge-earned_uk

We also know that many of our clients will be running the marathon this weekend, and we want to wish each of you the very best of luck. It’s an incredible achievement to even get to the start line, and we’ll be cheering you all on!

Manchester Marathon 2026 for Royal Manchester Children’s Hospital Help Katie Hoszowskyj raise money to support Manchester Foundation Trust Charity

HMRC is tightening its grip on dividends and director transactions - and this is one business owners can’t afford to ignore.

New proposals could mean close companies have to report far more detail on payments to shareholders, from dividends to loans and even asset transfers. On top of that, from 2025/26, directors will need to disclose more information in their self-assessment returns - including shareholdings and dividend income.

The direction is clear: more transparency, more data, and more scrutiny.

If you’re taking dividends from your company, it’s now more important than ever to make sure everything is properly documented and compliant.

Want to understand what this means for you and how to stay ahead? Head over to our blog:

https://www.ac-accounts.co.uk/blog/dividends-increased-scrutiny-and-new-reporting-requirements/

Delighted to receive another testimonial from one of our start-up clients. Getting the foundations right from day one is critical, and that’s exactly where we help!