Struthers Financial

While financial independence is now Australians’ most common aspiration, the increased costs of living have also forced three in five Australians to budget more. 💰

Contact us to learn more about how we can help you achieve financial independence (07) 3076 4625 or email at [email protected]

Super contributions employers are required to make increased from 10.5% to 11% of an eligible employee’s before-tax salary or wages at the start of July. These contributions are made under the government’s Super Guarantee (SG).

Click on the link below to read more about.
https://struthersfinancial.com.au/resources/blogs-articles/news-item?cast=9bb8fea1-813a-4aec-b2d2-903421725145

Are you feeling financially stressed?

Creating a financial plan with the help of a financial adviser may help you feel more on top of things.

Get in touch if you want to chat about your financial situation - (07) 3076 4625 or email at [email protected].

2022-23 saw investment returns rebound - but is it sustainable?

The past financial year saw a solid rebound in investment returns, after the negative returns of the 2021-22 financial year.

The article (link in comments) reviews the past 12 months in investment markets and looks at the outlook.

💥 15 common sense tips to help manage your finances. 💥

Do you have any great tips to add to the list?

👉 Shop around
👉 Don't take on too much debt
👉 Allow that interest rates go up and down
👉 Contact your bank if struggling with your mortgage
👉 Seek advice regarding fixed versus variable rates
👉 Allow for rainy days
👉 Credit cards are great but they deserve respect
👉 Use your mortgage for longer-term deserve respect
👉 Start saving and investing early
👉 Plan for asset prices to go through rough patches
👉 See big financial events in their long-term context
👉 Know your risk tolerance
👉 Make the most of the Mum and Dad bank
👉 Be weary of what you hear at parties
👉 There is no free lunch

Click here to read more.... https://struthersfinancial.com.au/resources/blogs-articles/news-item?cast=d5302a29-e35f-4c0d-8379-5b816bc1d9f2

Your super is one of the biggest assets you’ll accumulate in your lifetime.

A super health check consists of 5 simple things to help you manage your super, understand your entitlements and make better choices for when you retire.

When will you be ready to retire?

There are two important ages you need to consider when thinking about retirement – preservation age when you are eligible to start drawing on your super and Age Pension age when you are eligible to receive the Age Pension.

Read the article below to learn more

https://struthersfinancial.com.au/resources/blogs-articles/news-item?cast=b02cbaf8-3d90-489d-8166-70cb6e25b655

Do you know someone who could benefit from our financial services? We offer advice in a number of areas including:

👉 Investment
👉 Superannuation
👉 Retirement
👉 Centrelink
👉 Debt Management
👉 Estate Planning

Get in touch on (07) 3076 4625 or email [email protected].

Nearly 3 million Australians are feeling financial pressure. Are you also feeling it at the moment?

Get in touch if you want to chat about your financial situation - (07) 3076 4625 or email at [email protected].

Are you unsure how a financial adviser can help? Here are 5 questions you can use to get the conversation started.

We'd love to help you so reach out on (07) 3076 4625 or email at [email protected].

Many Australians were fortunate to lock in record-low interest rates but this may be drawing to an end.

A large portion of mortgages will be approaching the end of their fixed term, leaving many households paying two to three times their current fixed rate.

In this article, we’ll explain what to expect when your fixed interest rate ends and how to prepare for it.

https://struthersfinancial.com.au/resources/blogs-articles/news-item?cast=4b921d18-647d-42ba-bb0d-7fbbbeb753d9

If you’re over 55 and looking to boost your retirement savings, you may be eligible to make a super contribution of up to $300,000 from the sale proceeds of your primary residence.

On 1 January 2023, the age when eligible Australians qualify to make downsizer contributions was reduced from 60 to 55. For those who qualify, it can be an opportunity to top up your super balance to capture potential tax-exempt future investment returns when you turn 60 and may be eligible to commence a retirement phase income stream.

Click on the link to read more

https://struthersfinancial.com.au/resources/blogs-articles/news-item?cast=fc853785-707a-47ba-9104-30b502fbee52