Deb Wright - Phoenix Bonds

A Zimbabwe Exemption Permit holder who has lived in South Africa for 15 years, paid tax, built a career, and raised a family can still face questions about whether they qualify for a home loan.

The problem is often not the applicant. It's the misunderstanding of the permit itself.

I take a closer look at the history of the ZEP, its current legal standing, and why lenders should focus on actual risk factors such as employment, affordability, and long-term residence rather than political headlines:

https://www.linkedin.com/pulse/zimbabwe-exemption-permit-hannah-van-deventer-rtx5e

Love this team!!

Great results take great teams.

Over the past few months, Phoenix Bonds has grown, evolved, and welcomed some incredible new people to the team. As part of that growth, we're now back together in the office, collaborating more closely, sharing knowledge faster, and finding new ways to improve the experience we deliver to our clients and referral partners.

Every home loan application represents someone's future, and we're committed to making that journey as smooth, informed, and successful as possible.

We're excited about what lies ahead and even more excited about continuing to raise the bar on service, communication, and results.

Here's to the team behind the approvals, and to the next chapter for Phoenix Bonds. 🔥

Is South Africa's middle class finally coming back into the property market?

One of the strongest indicators we watch at Phoenix Bonds is activity in the R1.5 million to R3 million price range, and we're seeing some encouraging signs of renewed buyer confidence.

I recently had the opportunity to chat with Daily Investor about what's happening in the home loan market, why affordability is improving, and what we're seeing on the ground from buyers.

Take a look at the article below:

https://dailyinvestor.com/property/138574/good-news-for-south-africas-middle-class-homebuyers/

Every Thursday we stop, take stock, and look at the numbers (but today was a special one!)

May 2026 was our biggest month of instructions in Phoenix Bonds history, and that's worth celebrating 🥳 ✨

Behind every instruction is a buyer helped, an estate agent supported, countless conversations, bank negotiations, late nights, weekends, WhatsApp messages, and a team committed to delivering the best possible outcome for our clients.

A huge thank you to every consultant, administrator, deal facilitator, referral partner, and supporter who contributed to this result.

The numbers matter, but what matters most is that we're building momentum, improving our processes, and helping more South Africans become homeowners every month.

Congratulations team. Enjoy the win today... then tomorrow we get back to work. 🚀