Christopher Hosko, CFP, CRPC

While no one can predict the future, we can work together to help protect you from unexpected events. Reach out to schedule a meeting.

Celebrate National Mac and Cheese Day!

Hello, food lovers! As the sun shines brighter and summer is in full swing, get ready to celebrate one of the most delicious holidays of the year—National Mac and Cheese Day on July 14th!
It's the perfect excuse to indulge in that creamy, cheesy goodness we all love. Whether you're planning a cozy dinner at home or a festive picnic in the park, mac and cheese is the ultimate comfort food that brings everyone together.
To make this celebration even more special, I've attached a mouthwatering recipe that will take your mac and cheese game to the next level. Trust me, your taste buds will thank you!
Let’s make this National Mac and Cheese Day a day to remember with delicious memories and cheesy smiles.
Don't forget to share your creations and tag us—we’d love to see your cheesy masterpieces!

Millions more tourists could mean billions more in spending. The U.S. could see as many as 10 million more tourists for the World Cup. Early signs suggest that retail sales are already accelerating, and the tournament could also deliver a meaningful boost to June jobs data. Learn more in this report from the Ameriprise Investment Research Group.

image.advisoremail.ameriprise.com

An unexpected illness or injury can change more than your health. Disability income insurance helps provide a monthly benefit if you’re unable to work, so you can focus on recovery instead of financial stress. Planning ahead gives you more certainty when life takes an unexpected turn. Reach out if you’d like to start the conversation.

If paying for education – yours, a child’s or a loved one’s – is one of your financial goals, let’s review the strategies available to you.

Tax season tip 💡​

If you had significant medical or dental expenses last year, some out‑of‑pocket costs may be deductible — and could help lower your overall tax bill.​

While filing:​
✅ Gather receipts for qualifying medical visits, procedures, or treatments​
✅ Review whether expenses exceed the applicable threshold for deduction

Your income is one of your most valuable assets. An illness or injury can stop a paycheck long before retirement, and employer coverage may not fully replace what you earn. Disability income insurance can help protect your lifestyle if work becomes impossible. Let’s talk about how to help protect what you work so hard for.

Happy Father’s Day to the dads, grandfathers, and father figures who lead with care, strength, and support. Wishing you a day of appreciation and time well spent with those who matter most.

Tax season reminder 📅​

You may still be able to make certain retirement contributions for last year before Tax Day — potentially lowering your taxable income and supporting long‑term goals.