Shanice Ng Page

2023 CPF Changes Highlights

Consolidation gives Control, Control gives Clarity

Have you started using it? If yes, do you find it useful?

Are you feeling the heat from rising prices lately?

Singapore’s core inflation in May hit its highest level in more than 13 years, with rising prices of food and utilities.

MAS and MTI said that core inflation is forecast to pick up further in the coming months. External inflationary pressures continue to be strong amid elevated global commodity prices, as well as supply chain frictions driven by the Russia-Ukraine conflict and the COVID-19 situation.

Rapidly rising prices in our economy cause everyone's wallets to shrink and it can be a reality check for all of us who falter with money management. Hence, it is significant to start reviewing our spending habits and adjusting our expenditure plans according to the prices of goods and services in the market.

If you haven’t started, when’s a better time than feeling the heat of rising prices to make plans for your finances? Here are a few pointers on what to do to hedge against inflation.

Please do share this material with the people around you as the saying goes; sharing is caring! We can manage our money and make wiser decisions about our finances to beat inflation.

Have you thought about how your retirement life is going to be?

Today is my very first day meeting up with my second mentee . Adelard is calm when speaking and has a clear picture about what kind of financial consultant he wants to be for his future clients.

I’m excited to take on this responsibility to help him kickstart his career!

Recognizing the importance of property purchase 🏡 in one’s finances, I got myself certified in mortgage (housing loan) advisory in year 2018.

I am not a property agent who can go with you for house viewing and picking the unit. But I can help you make sense of your

✔️𝗘𝗹𝗶𝗴𝗶𝗯𝗶𝗹𝗶𝘁𝘆 (How much loan can I take up and for how long with my current income?)
✔️𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗶𝗹𝗶𝘁𝘆 (Even if I am eligible for the loan, can I afford the payment based on my lifestyle and other commitments? How will it impact my retirement?)

So, you are off for a good start even before you hunt for your first or second property.

You do not need to figure it out all by yourself, let me help you 😊

💭💭💭
Which of the following statements are true and which are myths?

A. Even if I pass on without a Will 📝📝, my spouse or partner will immediately receive my assets
B. A Trust is Expensive 💸💸
C. An Estate Plan only matters if I am in my retirement age

Join us to find out the answer from the webinar happening later from 7:30PM! Let me know for registration ☺️

Check out below some ways on how to spot investment scam ⚠️!

Speaking of scam, have you heard of ScamShield app? Do consider using it too if you are using apple phone. It filters incoming calls and text messages based on database managed by the Singapore Police Force.

Happy December, everyone! Take care and stay safe :)

Have you heard of 𝐒𝐮𝐩𝐩𝐥𝐞𝐦𝐞𝐧𝐭𝐚𝐫𝐲 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐒𝐜𝐡𝐞𝐦𝐞 (𝐒𝐑𝐒) but are not sure what is it exactly? Or perhaps you're looking for ways to earn a variety of tax reliefs or to maximise your retirement plans?

Please join us in our upcoming 𝐒𝐑𝐒 𝐖𝐞𝐛𝐢𝐧𝐚𝐫 happening on 𝟐𝟓 𝐍𝐨𝐯, 𝟖𝐏𝐌 to find out more about SRS and how you can leverage it to boost your retirement planning and earn some tax reliefs 🙂

Register your seat here - https://bit.ly/3nKVJkW
p.s. If you know of someone who can benefit from this, feel free to invite them too! 😊

No time to do investment research yourself?

Come join us to find out how you can future-proof your investment plan this coming 11 11.

DM me!

𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝘂𝘀𝗲 𝗶𝘀 𝗽𝗿𝗼𝗯𝗮𝗯𝗹𝘆 𝘁𝗵𝗲 𝗹𝗮𝗿𝗴𝗲𝘀𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗰𝗼𝗺𝗺𝗶𝘁𝗺𝗲𝗻𝘁 𝗼𝗻𝗲 𝗵𝗮𝘀 𝗶𝗻 𝘁𝗵𝗲𝗶𝗿 𝗹𝗶𝗳𝗲𝘁𝗶𝗺𝗲.

As such, we believe it is important to know that you are making the best choices for yourself 𝘄𝗵𝗲𝗻 𝗰𝗼𝗺𝗲𝘀 𝘁𝗼 𝗛𝗗𝗕 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴.

Please join us in our upcoming 𝗛𝗗𝗕 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗪𝗲𝗯𝗶𝗻𝗮𝗿 happening on 𝟮𝟳 𝗢𝗰𝘁, 𝟴𝗣𝗠 to find out how you are faring in your current choices and what other options are available to you :)

Register your seat here - https://bit.ly/3mIVVRk

p.s. I will be hosting the event so please come along for a night of insights and learning! Also, if you know of someone who can benefit from this, feel free to invite them too! 😊