TidyFinance - Personal Financial Planning

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A Singaporean's Ultimate Guide to Investing Understanding the low-risk to high-risk investment options and how to go about investing!

Yes, It's possible to generate passive income while schooling!

Generating Profitable Passive Income While Schooling Here are 3 creative passive income streams I am using to bolster my monthly inflow so I can re-invest monthly with ease.

“The earlier you start preparing, the earlier you can avoid painful, prolonged periods of hardship.”

Speak to us today to find out more!

Your parents didn't plan for retirement, what now? - The Woke Salaryman: Planning for your own retirement can be challenging. Most of us already struggle with that. But planning it for the generation before you? That’s rough. And also a daunting task that lies ahead for many Singaporeans. For better or worse, many baby boomers raised us – Gen Y and Zers – at the ex...

4 Things Investors Can Do When Stock Markets Are Declining For some investors and traders, a declining market represents a different kind of investment opportunity

Congratulations to our lucky winner who won $288 cash!! 🎉💰

TidyFinance wishes all a prosperous New Year, and may all all year round!🍊🍊

"Ironically, by not taking any risks and letting all your money get eroded by certain inflation, you are actually doing the riskiest thing."

We all are taught from young to cultivate the good habit of saving up. What if you are told that just saving up is never enough?

Imagine this. $100 in 30 years will worth as much as $211 today. It means that the value of money has shrunk to half of its value by the time you are thinking of retiring. That is the effect of inflation. Supposed that you think $500k is a comfortable amount of money to retire with now, you'll actually need to save up more than $1 million to match that same value in 30 years!

Fighting inflation may seem daunting, but fortunately if you are still in your 20s, time is at your side. It doesn't matter if you can only start investing in small amounts, but it DOES matter if you start early.

Unsure on how to start? Speak with us and we will help you leverage on time to accumulate your wealth with up to 20% returns.

The big problem playing it too safe with money in our 20s - The Woke Salaryman: Stability has its benefits. That said, we’d like to offer another perspective: how not taking any risk, especially financial risk could end up being the biggest risk of all.