Jomar Bautista, LPT, SunLife Financial Advisor

#1 💛

STANDING STRONG AS NO. 1! 🏆

Commitment to purpose has its rewards. For the 15th year in a row, Sun Life is once again the No. 1 life insurance company in terms of Premium Income. We likewise topped Net Income, Net Worth, Invested Assets, and Total Assets. Achieving this milestone is a meaningful way to cap off our 130th anniversary.

More than anything, this is about the millions of families and futures we're privileged to protect. Our deepest thanks to Clients for the trust and support! And cheers to employees and advisors who bring to life our purpose of helping Clients achieve lifetime financial security and live healthier lives.

Here's to continuing this journey together in 2026!

11.11 SALE!

Don't just buy material things on your 13th Month pay. BUMILI kana din ng PROTECTION for your family and loved ones. Dahil hindi natin alam kung ano ang pwedeng mangyari satin bukas pero sigurado tayo na may BACK UP Fund tayo na makakatulong sa pagpatuloy ang ating mga mahal sa buhay na abutin ang kanilang mga pangarap!

Tuloy mo Lang ! 😊💪💛

Scenario:

Friend 1: Gipit ako ngayon. Stop na ako. Pwede ko ba makuha lahat ng dineposit ko? (After paying his regular-pay VUL for a few months)

Friend 2: Bakit, pag nag-claim ka ng coverage for death or sickness, pwede ba bawiin ng insurance company?

Hehe! Kidding aside... bakit nga ba usually walang nakukuha kapag a few months old pa lang ang policy mo?

1.) It's not a bank deposit account.
A regular-pay VUL policy is NOT a bank deposit account, where you can "park" your money and withdraw whenever you want. It is a protection contract between a client and an insurance company. Hindi sya fair for the insurance company kasi malaking risk ang tinataya nila. Milyones ang kapalit ng binabayad mong premium. The only time na may makukuha ka from your policy is kapag may tubo na ito from your investment (fund value), which is only possible kapag matagal na ang policy (at least three years).

2.) It's like hiring the services of a bodyguard.
Think of a VUL policy as your BODYGUARD. Regardless po kung may mangyari sa iyo o wala, kailangan nyo po syang sweldohan, kasi you were protected during the time na ni-hire nyo sya. Plain and simple.

3.) You are buying an asset.
Sa insurance or VUL po kasi, you are basically buying an asset with the choice to do it by "installment." Example, you are buying 1M coverage for 3k a month. If you were saving sa bank, it will take you nearly 30 years bago yan makumpleto. Pero sa insurance, agad-agad. Ownership was effective since Day 1 (for as long as you keep paying your premium). Same with buying a house. If you stop paying for the mortgage, wala kang makukuha. Hindi mo pwede bawiin ang downpayment mo. At lalong di mo rin magiging pagmamay-ari yung property kahit partially paid na. Subject for foreclosure.

Kaya for as long as binabayaran mo ang premium mo, mananatili ang promise ng insurance company to give that big amount if something bad happens to you. Once you stop, the company will also stop with its responsibility with you..

Ang delikado dyan is kung may mangyari sayo at cancelled na ang policy mo, hindi ka talaga maka-cover.

Kaya if I were you, continue mo lang no matter what. I understand mahirap situation nyo now pero di hamak na mas mahihirapan kayo kapag nagka-emergency at ikaw mismo at sumabay ka to an already existing financial problem.

Tandaan mo, maraming pwedeng mangyari sa isang minuto at hindi ka dun exempted. Even in your sleep, something could happen.

Looking for HMO? This is the best plan to protect your savings from Health Emergencies?

Sun Fit & Well helps us to prepare financially while we stay well and healthy!

𝖤𝗍𝗈 𝗒𝗎𝗇𝗀 𝖯𝖫𝖠𝖭 𝗇𝖺 𝗉𝖺𝗋𝖺 𝗄𝖺𝗇𝗀 𝗆𝖺𝗒 𝖠𝗉𝖺𝗋𝗍𝗆𝖾𝗇𝗍:
𝘛𝘩𝘳𝘰𝘶𝘨𝘩 𝘎𝘶𝘢𝘳𝘢𝘯𝘵𝘦𝘦𝘥 𝘊𝘢𝘴𝘩 𝘉𝘦𝘯𝘦𝘧𝘪𝘵 until 𝘢𝘨𝘦 100❗😍

👉𝟲𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟴𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟭𝟬𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟭𝟮𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀

𝖴𝖭𝖳𝖨𝖫 𝖠𝖦𝖤 100❗

𝖠𝗋𝖾 𝗒𝗈𝗎 𝗅𝗈𝗈𝗄𝗂𝗇𝗀 𝖿𝗈𝗋 𝖺 𝖿𝗂𝗇𝖺𝗇𝖼𝗂𝖺𝗅 𝗉𝗅𝖺𝗇 𝗇𝖺 𝗉𝗐𝖾𝖽𝖾 𝗆𝖺𝗀 𝖻𝗂𝗀𝖺𝗒 𝗇𝗀 𝖫𝗂𝖿𝖾𝗍𝗂𝗆𝖾 𝖦𝗎𝖺𝗋𝖺𝗇𝗍𝖾𝖾𝖽 𝖢𝖺𝗌𝗁 𝖡𝖾𝗇𝖾𝖿𝗂𝗍 𝗇𝖺 𝗁𝗂𝗇𝖽𝗂 𝗇𝖺 𝗆𝖺𝗇𝗀𝖺𝗇𝗀𝖺𝗆𝖻𝖺 𝗌𝖺 𝖬𝖺𝗋𝗄𝖾𝗍 𝖯𝖾𝗋𝖿𝗈𝗋𝗆𝖺𝗇𝖼𝖾 𝖺𝗍 𝗉𝗐𝖾𝖽𝖾𝗇𝗀 𝗀𝖺𝗆𝗂𝗍𝗂𝗇 𝖺𝗌 𝖤𝖽𝗎𝖼𝖺𝗍𝗂𝗈𝗇𝖺𝗅 𝖥𝗎𝗇𝖽 𝗈𝗋 𝖱𝖾𝗍𝗂𝗋𝖾𝗆𝖾𝗇𝗍 𝖥𝗎𝗇𝖽 𝖺𝗇𝖽 𝖺𝗍 𝗍𝗁𝖾 𝗌𝖺𝗆𝖾 𝗍𝗂𝗆𝖾 𝖯𝗋𝗈𝗍𝖾𝖼𝗍𝖾𝖽 𝗄𝖺 𝗃𝗎𝗌𝗍 𝗂𝗇 𝖼𝖺𝗌𝖾 𝗆𝖺𝗒 𝗆𝖺𝗇𝗀𝗒𝖺𝗋𝗂 𝗌𝖺𝗒𝗈?

𝖳𝗈 𝗁𝖾𝗅𝗉 𝗌𝖾𝖼𝗎𝗋𝖾 𝖻𝗋𝖾𝖺𝖽𝗐𝗂𝗇𝗇𝖾𝗋𝗌 𝖺𝗇𝖽 𝗉𝗋𝖾𝗉𝖺𝗋𝖾 𝖿𝗈𝗋 𝗍𝗁𝖾 𝖤𝖽𝗎𝖼𝖺𝗍𝗂𝗈𝗇𝖺𝗅 𝖥𝗎𝗇𝖽 𝗈𝗋 𝖱𝖾𝗍𝗂𝗋𝖾𝗆𝖾𝗇𝗍 𝖥𝗎𝗇𝖽, 𝗈𝗇𝖾 𝗌𝗈𝗅𝗎𝗍𝗂𝗈𝗇 𝖨 𝗁𝗂𝗀𝗁𝗅𝗒 𝗋𝖾𝖼𝗈𝗆𝗆𝖾𝗇𝖽 𝗂𝗌 𝖲𝗎𝗇 𝖲𝗆𝖺𝗋𝗍𝖾𝗋 𝖤𝗅𝗂𝗍𝖾 10❗

𝖴𝖯 𝖳𝖮 𝖳𝖧𝖨𝖱𝖣 𝖦𝖤𝖭𝖤𝖱𝖠𝖳𝖨𝖮𝖭 𝖯𝖫𝖠𝖭
✅ 𝖦𝗋𝖾𝖺𝗍 𝖿𝗈𝗋 𝗒𝗈𝗎𝗋 𝗄𝗂𝖽'𝗌 𝖤𝖽𝗎𝖼𝖺𝗍𝗂𝗈𝗇𝖺𝗅 𝖥𝗎𝗇𝖽 𝖿𝗋𝗈𝗆 0 𝗍𝗈 10 𝗒𝖾𝖺𝗋𝗌 𝗈𝗅𝖽.
✅ 𝗠𝗮𝘆 𝗰𝗵𝗼𝗶𝗰𝗲 𝗸𝗮 𝗻𝗮 𝗶𝗹𝗶𝗽𝗮𝘁 𝘀𝗮 𝗮𝗻𝗮𝗸 𝗺𝗼 𝗮𝗻𝗴 𝗰𝗮𝘀𝗵 𝗯𝗲𝗻𝗲𝗳𝗶𝘁.
✅ 𝗛𝗮𝗻𝗴𝗴𝗮𝗻𝗴 𝗺𝗮𝗴𝗸𝗮 𝗮𝗽𝗼 𝗸𝗮, 𝗺𝗲𝗿𝗼𝗻 𝗸𝗮 𝗽𝗮𝗿𝗶𝗻 silang 𝗺𝗮𝗸𝘂𝗸𝘂𝗵𝗮.
✅ 𝗕𝗮𝗴𝗮𝘆 𝗻𝗮 𝗯𝗮𝗴𝗮𝘆 𝘀𝗮𝘆𝗼 𝘁𝗼 𝗸𝘂𝗻𝗴 𝗴𝘂𝘀𝘁𝗼 𝗺𝗼 𝗻𝗴 𝗰𝗼𝗻𝘀𝗶𝘀𝘁𝗲𝗻𝘁 𝗯𝘂𝘁 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗿𝗲𝘁𝘂𝗿𝗻.
✅ 𝗔𝗹𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝘃𝗲𝗹𝘆, 𝗽𝘄𝗲𝗱𝗲𝗻𝗴 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗳𝘂𝗻𝗱
✅ Paying 𝗽𝗲𝗿𝗶𝗼𝗱 𝗶𝘀 𝟱 𝗼𝗿 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀
✅ 𝟴% 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 𝗼𝗻 𝘁𝗵𝗲 𝟲𝘁𝗵 𝘆𝗲𝗮𝗿 𝗨𝗻𝘁𝗶l 𝗮𝗴𝗲 𝟭𝟬𝟬!

𝗛𝗲𝘁𝗼 𝗮𝗻𝗴 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗻𝗴 𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗘𝗹𝗶𝘁𝗲 𝟭𝟬
✅𝗣𝗵𝗽 𝟭,𝟬𝟬𝟬,𝟬𝟬𝟬 𝗳𝗮𝗰𝗲 𝗮𝗺𝗼𝘂𝗻𝘁
✅𝗣𝗵𝗽 𝟮,𝟬𝟬𝟬,𝟬𝟬𝟬 𝗗𝗲𝗮𝘁𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁
✅𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 𝗘𝗻𝗱𝗼𝘄𝗺𝗲𝗻𝘁 𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁
✅𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁
✅𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
✅𝗖𝗵𝗶𝗹𝗱: 𝟬 𝗬𝗿 𝗼𝗹𝗱

𝗢𝗽𝘁𝗶𝗼𝗻𝗮𝗹 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗮𝗻𝗱 𝗮𝗱𝗱𝗲𝗱 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻:
✅ 𝗔𝗰𝗰𝗶𝗱𝗲𝗻𝘁𝗮𝗹 𝗗𝗲𝗮𝘁𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 (𝗔𝗗𝗕)
✅ 𝗧𝗼𝘁𝗮𝗹 𝗗𝗶𝘀𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 (𝗧𝗗𝗕)
✅ 𝗪𝗮𝗶𝘃𝗲𝗿 𝗼𝗳 𝗣𝗿𝗲𝗺𝗶𝘂𝗺 𝘂𝗽𝗼𝗻 𝗱𝗲𝗮𝘁𝗵 𝗼𝗿 𝗱𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗼𝗳 𝗶𝗻𝗶𝘁𝗶𝗮𝗹 𝗼𝘄𝗻𝗲𝗿 (𝗪𝗗𝗗)
✅ 𝗖𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗜𝗹𝗹𝗻𝗲𝘀𝘀 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 (𝗛𝗲𝗮𝗹𝘁𝗵 𝗙𝘂𝗻𝗱) (𝗗𝗜𝗕)
✅ 𝗛𝗼𝘀𝗽𝗶𝘁𝗮𝗹 𝗜𝗻𝗰𝗼𝗺𝗲 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 (𝗛𝗜𝗕)

𝗝𝘂𝘀𝘁 𝘀𝗲𝗻𝗱 𝗺𝗲 𝗮 𝗺𝗲𝘀𝘀𝗮𝗴𝗲 𝘁𝗼 𝗸𝗻𝗼𝘄 𝗺𝗼𝗿𝗲 𝗼𝗿 𝗶𝗳 𝗺𝘆 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗸𝗮 𝗮𝗯𝗼𝘂𝘁 𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗘𝗹𝗶𝘁𝗲 𝟭𝟬

Credits to Karl Martinez

MINIMUM 500,000 TO INVEST

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Let’s make your goal become your reality, starting with a plan. ✨