Amanda Smith - Mortgage Adviser- Community Mortgages

ANALYSIS: Liam Dann takes a deeper dive into the week's economic news.

https://www.nzherald.co.nz/business/bnz-hikes-mortgage-rates-for-second-time-in-as-many-weeks/ERLOCREBUBDB3OAEVAJSM4C7NY/?utm_term=Autofeed&utm_campaign=nzhbusiness_fb&utm_medium=Social&utm_source=Facebook&fbclid=IwdGRjcARmEzNjbGNrBGYTJWV4dG4DYWVtAjExAHNydGMGYXBwX2lkDDM1MDY4NTUzMTcyOAABHpDW_Q6I52iKwbesSEJVTlupzeGA8UZsLnmth_FRlP5Q3d0IK1fSod-5khOf_aem_hUNoPk2DE1BBLc_L2Pjldw

Major bank lifts mortgage rates for second time in a fortnight Banks react to rising wholesale interest rates.

Monday morning, and another email that absolutely melted my heart and had me in tears.
I feel so incredibly grateful—blessed beyond measure—for the amazing relationships I’m able to build and be part of. 💛
I am truly blessed beyond measure and forever greatful.

Sent: Monday, 4 May 2026 11:02 am
To: Amanda Smith
Subject: Re: After Settlement Email

Amanda,

Thank you so much for everything you have done for us. We are truly grateful for your support throughout this journey.

Five years ago, after raising our children in Melbourne we returned from Australia with the hope of buying a home here in New Zealand. We had worked hard to save, I had stable job and my husbands business was thriving. We were on track to achieve our goals.

However, everything changed suddenly when my husband had a serious accident. Our focus shifted from building our future to simply getting through each day.

Since then, my husband has been on ACC and attending ongoing appointments to support his recovery. After nearly two years, I returned to work and began exploring whether owning a home was still possible for us. Unfortunately, we were turned away by several mortgage advisers who felt our situation was too complex.

When we connected with you, your optimism and willingness to help stood out immediately. You took the time to understand our situation and gave us something we hadn’t felt in a long time—hope. Thanks to your efforts, we received pre-approval and were able to begin house hunting.

Now, almost three years after the accident, we have settled into our new home. This is something we once thought might no longer be possible, and we truly appreciate the role you played in making it happen.

Thank you again for your dedication, belief in us, and support. We are so grateful and look forward to creating many special memories in our home.

Warm regards,

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Another win today which brought me to tears.
Each and every client settling send such heartfelt messages but this one got my water works working.
How l love what l do.. I am truly blessed beyond measure.

Sent: Friday, 1 May 2026 10:39 am
To: Amanda Smith
Subject: Re: All Settled!!!!!

Thank you so much Amanda for your wonderful service, It has been a privilege and a blessing to work with you, you have helped make the process an enjoyable experience for Susan and I and we have seen Gods hand in the details. We are looking forward to making many special memories in our new home and will be sure to recommend your services to friends and family.

Arohanui

Ngā mihi nui,