Overcoming Family Worries-OFW's Financial Solutions

SINGLE MOM’S STRATEGY
𝗖𝗢𝗩𝗘𝗥𝗘𝗗 𝗡𝗔 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥 𝗟𝗢𝗡𝗚-𝗧𝗘𝗥𝗠 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗔𝗡𝗚 𝗖𝗢𝗩𝗜𝗗-𝟭𝟵!

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.
𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:
✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.
✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.
✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.
✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.
✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

3 Klase ng healthcare plans -

Short Term Healthcare o HMO - ay healthplan na karaniwan ay binibigay as employee benefit. Co-terminus ito ng employment. Hindi madadala pag na terminate ang employment. Pero puede Ding individual plan. Bayad kada taon. Walang Balik-bayad kahit hindi magamit ang health benefit. Karaniwan ito ay Hanggang 60 years old lamang.

Ang Senior Care ay Para SA mga edad 61 pataas. Bayad kada taon Hanggang edad 100. Walang balik-bayad kahit hindi magamit ang health benefit.

Ang Long Term Healthcare ay 3-in-1 plan with life and health insurance and investment. 7 years to pay Lang, 20 years to mature. Ang unused health benefit ay nagiging investment. Mag save Habang bata at kumikita pa Para me magamit na healthcare during retirement years. Me bonus pang life Insurance Para proteksyon naman sa pamilya. Para sa mga nasa edad na 10 to 60 years old.

Easy Lang magkaroon ng Ultimate Kaiser Long Term Healthcare. Gawa ka ng quotation dito - https://215765ph.imgcorp.com/quote/kaiser

Bakit ang Kaiser ang BEST HEALTH CARE INSURANCE para sa pamilya mo? Dahil ito ay 3 in 1 Savings Plan. Meron itong:

✅ Healthcare
✅ Life Insurance
✅ Investment

You only pay for 7 years at meron ka ng healthcare until your retirement years.

At alamo ba na ang Kaiser Health Care Insurance ay..

✅ 85% of the contract price will be given at the maturity date
kung hindi (ma- hospitalize) during the 7 years paying period (Long Term care Bonus ang tawag dito)

✅ Life Insurance or Instant Money ay ibibigay sa beneficiary incase ang plan holder dies too soon.(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)

✅ Maaring magamit lifetime kahit 60 years old and above ka na

✅. Waiver ng Installment due to Death. Automatically, ang Kaiser Plan ay magiging fully paid na kahit ang plan holder ay bayad lamang ng 1 buwan. At ang health care coverage will be transferred to the beneficiary .(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)

✅ Portion ng fund ay invested sa Mutual funds.
Pag dating ng maturity date, it is GOOD AS CASH. Kung hindi mo naman nais itong withdraw lahat, ang remaining balance nito ay magtutuloy-tuloy and will grow earning not less than 3% interest compounded annually.

✅ Sino ba ang pwedeng mag-avail nitong Kaiser Long Term Care? Ages 10 to 60 years old only

In case YOU DIE TOO SOON or LIVE TOO LONG, handa ka at hindi magiging pabigat sa pamilyang maiiwanan.

MESSAGE US for more details and free quotation.📩

Bakit patok na patok si Kaiser Ultimate Health Builder?
🤔☀️
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

✅ 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✅2. COMPREHENSIVE HEALTH CARE BENEFITS
🚑🏨💊🏩🌡🔬🏥
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅3. HOSPITALIZATION BENEFIT
🏨🛏🛌🏩
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. FAMILY ASSISTANCE
👨‍⚕️🏠🏡🙏♿️
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. LIFE INSURANCE COVERAGE
🤝👨‍👩‍👧‍👦💰🗂💵
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

✅ 6. GUARANTEED CASH BENEFIT
📊📈💸💵🎯
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

✅ 7. LIMITED PAYING PERIOD
⏱⏳🕰⏰⏳
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by the primary beneficiary

Learn how to get covered with the No. 1 healthcare in the Philippines.

If you have questions, feel free to send a message.

"Isang kontrata lang."

Isang kotrata lang. Makaipon lang ako at makapagpatayo ng maliit na tindahan. Makabili ng maliit na lupa at makapagpatayo ng kahit maliit na kubo, okey na yun.

"Isang kontrata lang"
Isang kontrata na nauwi sa dalawa.. tatlo.. apat.. lima at madaming ulit pang kontrata. Naulit ng naulit, dahil yung pangarap na maliit na tindahan, lupa at kubo hanggang ngayon ay hindi pa natutupad. At hanggang ngayon wala pa ding ipon.

"Isang kontrata."
Isang kontrata na nauwi sa halos hindi na nakilala ng mga anak dahil halos ang buhay ay naubos na sa pagtratrabaho sa ibang bansa!🥺

Ilan pa bang TAYO ang magsasabi ng "ISANG KONTRATA LANG?" Relate ka ba?Kasi ngyari po sa akin eto at yan din ang nasabi ko noon isang contrata lng hnggang saan umabot na ako dito ng sampung taon,hirap po makapag ipon pero IMG is a finacial literacy para matulungan po tayo lalong lalo na mga OFW,dito maraming realization na mali na nagawa natin,willing kba mabago ang mga yun tara habang dito pa tayo sa abroad aralin natin c IMG,para maeguide tayo ng tama kasi nkatulong sa akin bka maktulong din sa inyo.

Be part of our campaign free po mag attend ng aming membership orientation,pls pm me for the zoom webinar

PAG-UWI NATIN MATATANDA NA TAYO 😩😢.

"Wag mo tagalan sa abroad, baka masanay sila na wala ka."

Hanggang kailan ka lalayo sa Pamilya mo?
Magplano at mag ipon para sa kinabukasan ng iyong pamilya.

OFWs are heroes who sacrifice a lot just to be able to send money and gifts back home. Malaking sakripisyo ang pagiging OFW, huwag hayaang masayang ang panahon ng pagsisikap. Start saving and investing para pag-uwi may ipon.

IMG can help you plan 💜

Overcoming Family Worries-OFW's
Financial Solutions

Ito ang ginagawa namin sa IMG. We help first ourselves to become debt-free, and then help others become DEBT-FREE.
Do you want to become debt-free?
Live below your means.
Don't spend more than you make.
You have to make a decision to control your debt or debt will control you.
Live a worry-free life, get out of debt sooner.

Every Family has a person who breaks the chain of poverty may you'll be that person.

𝐓𝐫𝐮𝐬𝐭 𝐓𝐡𝐞 𝐏𝐫𝐨𝐜𝐞𝐬𝐬.

𝐌𝐚𝐲𝐛𝐞 𝐧𝐚𝐬𝐚 𝐜𝐡𝐚𝐩𝐭𝐞𝐫 𝟏 𝐤𝐚 𝐩𝐚 𝐥𝐚𝐧𝐠 𝐧𝐠 𝐠𝐫𝐨𝐰𝐭𝐡 𝐦𝐨, 𝐚𝐧𝐠 𝐢𝐛𝐚 𝐧𝐚𝐬𝐚 𝐜𝐡𝐚𝐩𝐭𝐞𝐫 𝟑 𝐧𝐚 𝐨𝐫 𝐜𝐡𝐚𝐩𝐭𝐞𝐫 𝟖 𝐧𝐚.

𝐈𝐭 𝐢𝐬 𝐠𝐨𝐨𝐝 𝐭𝐨 𝐜𝐨𝐦𝐩𝐚𝐫𝐞 𝐨𝐧𝐥𝐲 𝐢𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐜𝐨𝐦𝐩𝐚𝐫𝐢𝐧𝐠 𝐟𝐨𝐫 𝐡𝐞𝐚𝐥𝐭𝐡𝐲 𝐫𝐞𝐚𝐬𝐨𝐧𝐬. 𝐈𝐭 𝐢𝐬 𝐧𝐨𝐭 𝐠𝐨𝐨𝐝 𝐭𝐨 𝐜𝐨𝐦𝐩𝐚𝐫𝐞 𝐢𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐜𝐨𝐦𝐩𝐚𝐫𝐢𝐧𝐠 𝐨𝐮𝐭 𝐨𝐟 𝐞𝐧𝐯𝐲 & 𝐣𝐞𝐚𝐥𝐨𝐮𝐬𝐲.

𝐀𝐬 𝐥𝐨𝐧𝐠 𝐚𝐬 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐜𝐨𝐦𝐦𝐢𝐭𝐭𝐞𝐝 𝐨𝐧 𝐠𝐫𝐨𝐰𝐢𝐧𝐠 𝐚𝐧𝐝 𝐠𝐞𝐭𝐭𝐢𝐧𝐠 𝐛𝐞𝐭𝐭𝐞𝐫 𝐞𝐚𝐜𝐡 𝐝𝐚𝐲 — 𝐓𝐡𝐚𝐭'𝐬 𝐚𝐥𝐥 𝐭𝐡𝐚𝐭 𝐦𝐚𝐭𝐭𝐞𝐫𝐬.

𝐒𝐨 𝐭𝐫𝐮𝐬𝐭 𝐭𝐡𝐞 𝐩𝐫𝐨𝐜𝐞𝐬𝐬.

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𝙿𝚊𝚐 𝚗𝚊𝚐 𝚘𝚙𝚎𝚗 𝚔𝚊 ng 𝚜𝚊𝚟𝚒𝚗𝚐s 𝚊𝚌𝚌𝚘𝚞𝚗𝚝 sa 𝚋𝚊𝚗𝚔, 𝚒𝚔𝚊𝚠 𝚊𝚢 𝚒𝚜𝚊𝚗𝚐 DEPOSITOR...

𝙴𝚅𝙴𝚁𝚈𝚃𝙸𝙼𝙴 𝚗𝚊 𝚖𝚊𝚐 𝚍𝚎𝚍𝚎𝚙𝚘𝚜𝚒𝚝 𝚔𝚊 𝚜𝚊𝚢𝚘𝚗𝚐 𝚜𝚊𝚟𝚒𝚗𝚐s 𝚊𝚌𝚌𝚘𝚞𝚗𝚝 𝚑𝚒𝚗𝚍𝚒 𝚢𝚊𝚗 𝚒𝚝𝚊𝚝𝚊𝚐𝚘 𝚗𝚒 𝙱𝚊𝚗𝚔 𝚜𝚊 𝚟𝚊𝚞𝚕𝚝.

𝙰𝚗𝚘 𝚐𝚒𝚗𝚊𝚐𝚊𝚠𝚊 𝚗𝚐 𝙱𝚊𝚗𝚔 𝚜𝚊 𝚙𝚎𝚛𝚊 𝚗𝚐 𝚖𝚐𝚊 𝙳𝚎𝚙𝚘𝚜𝚒𝚝𝚘𝚛𝚜? 𝚂𝚢𝚎𝚖𝚙𝚛𝚎 𝚒𝚗𝚒-𝚒𝚗𝚟𝚎𝚜𝚝 𝚢𝚊𝚗 𝚜𝚊 𝚖𝚐𝚊 𝙸𝚗𝚟𝚎𝚜𝚝𝚖𝚎𝚗𝚝 𝚟𝚎𝚑𝚒𝚌𝚕𝚎 𝚕𝚒𝚔𝚎 𝙼𝚄𝚃𝚄𝙰𝙻 𝙵𝚄𝙽𝙳...

kikita ng 12%. Ang Pera mo bibigyan ng BANK ng 1% na interest. At ang 11%? sa BANK.

Yung pera mo nag tatrabaho para sa bangko.

Di ba mas maganda na ikaw na mismo ang mag invest ng pera mo sa Mutual Fund?

𝙿𝙰𝙰𝙽𝙾?

Ituturo yan ni IMG sayo.. Kaya tandaan mo..... Depositor don't make money.. Investors do

𝙶𝚞𝚜𝚝𝚘 𝚖𝚘 𝚖𝚊𝚝𝚞𝚝𝚞𝚗𝚊𝚗 𝚊𝚗𝚐 𝚝𝚊𝚖𝚊𝚗𝚐 𝚙𝚊𝚐 𝚂𝚊𝚟𝚎 𝚊𝚝 𝙸𝚗𝚟𝚎𝚜𝚝?

𝚈𝙴𝚂!

𝙾𝚔 𝙶𝚘𝚘𝚍...

Join IMG and Learn How to be an Investor in Mutual Fund, Make your own money manager, and Financial Educator.

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Overcoming Family Worries ❤

Sabi nila mahal daw ang 88 a day or 2647 a month.

Pero kapag bigla naospital na emergency for 5days 50k agad di ngrereklamo.
Paano kung walang on spot na cash? Mababaon kapa sa utang.

Ngayon palang pghndaan ang mga emergency sa buhay na di natin inaasahan.

Start young and healthy.
7yrs saving program at protected for d rest of your life.




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