NJ Financial Consultancy Limited

Our team has grown again! Introducing junior protection advisor Maeva Grace Forbes enrolled on the 06/06/2026 we look forward to sharing her career with you all ❤️

IT’S COMING HOME!

📚 Mortgage Terminology Explained

An Agreement in Principle (also known as a Mortgage in Principle or Decision in Principle) gives you an indication of how much you may be able to borrow and shows sellers you’re a serious buyer.

Got questions? Get in touch today.

🚨 Mortgage approvals hit a 15-month high! 🚨

More buyers are getting mortgage approvals and moving ahead with their property plans.

What does that tell us?

🏡 Confidence is returning to the market
📈 Buyer activity is picking up
⏳ Waiting on the sidelines could mean more competition

The reality is that trying to time the market perfectly rarely works. The better approach is knowing your budget, understanding your options, and being ready to act when the right property comes along.

If you’re thinking about buying, moving, or remortgaging, now is a great time to get your mortgage plans in place.

📩 Message us for a free mortgage review and let’s see what options are available to you.

1 year ago today you became Mrs Grace Forbes xx❤️

They can’t keep getting away with this.

💡 MORTGAGE TIPS 💡

Your mortgage application is judged on more than just your income - Small financial habits can raise big red flags with lenders.

Before applying, make sure everything is working in your favour. 🏡📋